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As recently announced, the HomeBuilder program will be extended to 31 March 2021.
Changes to the HomeBuilder program include:
Other than the above, the existing program criteria applies. That is, the other existing eligibility criteria remains in place and the $25,000 grant will still be made available for eligible contracts signed on or before 31 December 2020.
A daunting but exciting prospect buying your first home .
Let me help gain you a pre-approval and take the worry out of your finance.
I will guide you through the whole process, liaise with solicitors, cost everything thoroughly , apply for your first home owners grant and help you with a debt reduction strategy .
If you don’t have a deposit ,, but have the capacity to borrow ,have a family member who is gainfully employed and has equity in their property , let me help show you how to save thousands of dollars avoiding unnecessary mortgage insurance premiums by completing a family guarantee loan.
This process involves allowing you to borrow up to 80% of your purchase price and the remainder 20% is secured by family members property. The family member will provide a guarantee against this loan portion only. The loans are all in your name .
Once you have built up sufficient equity, we can release this additional property and return security back to guarantor.